No security deposit required. Monthly payment of $459 based on $41,945 MSRP of 2025 XC40 B5 AWD Core Bright, includes destination charge and application of $3,500 Lease Allowances. $4,179 cash due at signing. Actual adjusted capitalized cost $35,720. Total of all monthly payments $16,524. Option to purchase at lease end $22,231. Lessee is responsible for excess wear and mileage over 10,000 miles/year at $0.25 / mile. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo retailers. Not everyone will qualify. Advertised lease payment does not include taxes, title, registration, license, insurance, maintenance, and other dealer fees. Car shown with optional equipment. All offers are subject to vehicle availability. Must take delivery of new vehicle between May 1, 2025 and June 2, 2025. Applicable vehicles are subject to Volvo retailer availability and may need to be ordered. See your participating Volvo Cars retailer for details.

4.99% APR applies to any new 2025, or 2025.5 Volvo XC40 MHEV, XC60, or XC90. No down payment required. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Cars Retailers. 4.99% APR Financing up to 72 months at $16.10 per month per $1,000 financed. Other rates and terms are available Actual down payment will vary with APR and credit qualifications. Not everyone will qualify for credit approval or advertised APR. Advertised financing does not include taxes, title, registration, and license fees, insurance, maintenance, and other retailer fees. All offers are subject to vehicle availability. Must take delivery of vehicle between May 1, 2025 and June 2, 2025. See your participating Volvo Cars Retailer for details. Purchase Allowance applies to select MY24, MY25, and MY25.5 Volvo vehicles sold as a cash purchase or financed through Volvo Car Financial Services (VCFS), the Purchase Allowance is not combinable with vehicles sold with the Promotional APR Financing Rate through Volvo Car Financial Services (VCFS). Available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Cars Retailers. Not everyone will qualify for credit approval. Advertised financing does not include taxes, title, registration, license, and other dealer fees. Car shown with optional equipment. All offers are subject to vehicle availability. Must take delivery of vehicle between May 1, 2025 and June 2, 2025. See your participating Volvo Cars Retailer for details.

4.99% APR applies to any new 2025, or 2025.5 Volvo XC40 MHEV, XC60, or XC90. No down payment required. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Cars Retailers. 4.99% APR Financing up to 72 months at $16.10 per month per $1,000 financed. Other rates and terms are available Actual down payment will vary with APR and credit qualifications. Not everyone will qualify for credit approval or advertised APR. Advertised financing does not include taxes, title, registration, and license fees, insurance, maintenance, and other retailer fees. All offers are subject to vehicle availability. Must take delivery of vehicle between May 1, 2025 and June 2, 2025. See your participating Volvo Cars Retailer for details. Purchase Allowance applies to select MY24, MY25, and MY25.5 Volvo vehicles sold as a cash purchase or financed through Volvo Car Financial Services (VCFS), the Purchase Allowance is not combinable with vehicles sold with the Promotional APR Financing Rate through Volvo Car Financial Services (VCFS). Available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Cars Retailers. Not everyone will qualify for credit approval. Advertised financing does not include taxes, title, registration, license, and other dealer fees. Car shown with optional equipment. All offers are subject to vehicle availability. Must take delivery of vehicle between May 1, 2025 and June 2, 2025. See your participating Volvo Cars Retailer for details.